RAVING FANS
YOUR COMPLETE, SECURE MERCHANT ACCOUNT SOLUTION
MERCHANT ACCOUNTS AND PAYMENT PROCESSING FOR EVERY RISK LEVEL
High Risk
Many entrepreneurs don’t realize that their business may be labeled as high risk by banks and processors — until it’s too late.
In payment processing, even small factors can push a business into the high-risk category, such as:
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Selling products or services delivered in the future
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Offering subscription billing or trial periods
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Selling premium, high-ticket products
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Providing goods or services that are subjective in value (such as coaching, courses, or digital products)
Even processing more than $20,000 per month or having individual sales over $500 can trigger high-risk classification.
That’s why we provide merchant accounts built specifically to keep high-risk businesses processing without interruptions.
Apply today and we’ll tailor your merchant account to match your business needs and risk level.
MEDIUM RISK
Many businesses fall into the "medium risk" category — often teetering on the edge of being considered high risk by payment processors.
If you’re in eCommerce, digital products, dropshipping, or subscription-based sales, you may face stricter scrutiny from banks.
The solution is proactive underwriting and the right payment processing structure.
We offer:
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Reliable, stable merchant accounts
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Advanced transaction routing
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Over 250+ software integrations
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Hosted checkout options
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One dedicated point of contact
… and more
Get approved fast and start processing payments confidently.
LOW RISK
Running a retail store, restaurant, or brick-and-mortar shop? You still need dependable, affordable payment processing.
We specialize in providing merchant accounts for low-risk businesses with:
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Same-day account approval
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Access to POS systems and payment hardware
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The industry’s lowest rates—guaranteed (or we’ll pay you $500)
Whether you run a bar, boutique, or service-based business, we’ll make sure your payment processing is seamless and secure.
Get started today and start accepting payments within 24 hours.
EASY PAY DIRECT STATS
30000+
BUSINESS
$12B+
PROCESSED
20+
YEARS OF EXPERIENCE
1
Online Application
Fill out our quick form in 7 minutes or less… The Easy Pay Direct team will do the rest and handle the heavy lifting.
2
Payment Optimization
We’ll underwrite your account, ensuring greater account stability, and get you approved with a solution that works with your business vertical
3
Accept Payments
You’ll have a regularly scheduled Payment Optimization Plan™ to analyze and optimize your payments.
OVER 500 INTEGRATIONS SO YOUR BUSINESS NEVER SKIPS A BEAT
We integrate into nearly everything… Click the button below for a comprehensive list.
USE OUR GATEWAYS
Easy Pay Direct Gateway
Patent Pending “Transaction Routing” Technology, More than 500 Shopping Carts Integrated, Hosted checkout pages, Fraud Scrubbing and Fraud Scoring, Tokenization, Quickbooks Integration, Mobile Payments, Email Invoicing, Recurring Billing and so much more.
Authorize.net
Authorize.net - It’s not nearly as powerful as the Easy Pay Direct gateway - but sometimes it’s the only option to integrate to a shopping cart. Here’s the good news: We can setup a new Authorize.net account for you that’s less expensive - and give you a dedicated point of contact to manage it for you.
NMI Gateway
What To Expect When You Get Started:
1. Fill Out The Form
Takes 7 Minutes
2. Submit Docs
Takes 3 Minutes
3. Underwriting Magic
Takes 24-48 Hours
4. Approve & Process
Congrats! Money In The Bank!
I WANT TO ACCEPT PAYMENTS NOW
Simple Payment Processing for Brick-and-Mortar Stores
Our online merchant accounts are easy to set up and work in up to 24 hours. Do you want to start with your brick-and-mortar store right away? We’re here to help!
Reliable Online Payment Processing for High-Risk Merchants
Did financial institutions deem your business “high-risk”? Don’t worry, we’ve got you covered. At Easy Pay Direct, we’ll help you set up your online payment processing in the blink of an eye. Unlike other payment processors, we won’t close your account or block your resources overnight without a valid reason. We’ll help you maintain business continuity!
Online Merchant Services for Any Industry
Working in a sensitive industry? Our online merchant services are perfect for you! We cover a plethora of different industries that other payment processors might not, so we can provide you with:
- nutraceutical merchant accounts,
- CBD merchant accounts,
- business coaching merchant accounts,
- adult credit card processing services,
- gaming merchant accounts,
- firearms credit card processing,
- and many more.
Optimize Your Online Payments
At Easy Pay Direct, we understand that you’re a businessperson, and your priority is to make profits with your products. Therefore, we conduct regular payment audits to ensure that your payments are optimized. Is there a way to reduce your recurring costs? We’ll find it and send you an updated offer to provide you with the best online payment processing plan possible!
End-to-End Online Merchant Services
We understand that payment processing is the last thing you should worry about. That’s why we offer you more than just a secure way to offer payments online—a complete service with everything you need.
We’ll set up your online merchant account, manage your chargebacks, and integrate the system with your CMS or e-commerce platform via a secure API. We’ll also handle the payment aspect of your business, giving you time for what matters most: promoting and upgrading your products to drive more sales and improve customer satisfaction.
Why Easy Pay Direct?
With years of experience in providing easy payment solutions, we’re the go-to company for businesses like yours. See why you should entrust us with your store.
Over 15 Years of Experience
We’ve been in the market for over 15 years. We know the world of payment processing inside-out so we can provide you with tailored services aligned with your business goals.
Entrusted by Clients
Our testimonials are proof of our quality. We’ve been entrusted with major e-commerce and e-learning businesses, delivering excellent online payment merchant services and building trust among the big players in the industry.
We Let You Test Our Solutions
Still unsure about our online payment merchant services? We can take you on a trial run and show you why you should entrust us with your business, no strings attached.
We’re Quick and Effective
We’ll set up your online payment processing in the blink of an eye. We’ll also optimize it to ensure your account is stable.
We Offer Hundreds of Integrations
No matter what platform your store is integrated into, we can handle it efficiently and effectively!
