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YOUR FAST, EASY, SAFE FULL PAYMENT SOLUTION
PAYMENT PROCESSING FOR HIGH, MEDIUM, AND LOW RISK BUSINESSES
High Risk
Many owners are “high risk” without realizing it—future deliverables, trials, high-ticket, and subjective goods can tip the scales.
- Recurring billing & trials
- High-ticket transactions
- Info products & courses
- Future-dated deliverables
EPD underwrites correctly so you keep processing.
Get StartedHigh Risk
Many business owners are considered High Risk without even realizing it…
Regarding payment processing, risk is a spectrum, and it does not take much to tip the scales.
Some factors that increase the risk of a business and can land you in the High Risk category are:
- Offering future deliverables
- Recurring billing & trial offers
- High-ticket transactions
- Goods that are subjective in quality (courses / informational products)
At Easy Pay Direct, we work with all Risk Levels.
Fill out our quick form today, and we’ll ensure that your merchant account is as stable as possible for your risk level.
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Medium Risk
eCom, dropship, info products often straddle high-risk. Proper underwriting keeps approvals stable.
- Transaction routing
- 250+ integrations
- Hosted checkout
- Single point of contact
Medium Risk
Medium Risk businesses sit on the edge of what processors call high risk. This often includes:
- eCommerce stores (especially high volume)
- Dropshipping models
- Informational or digital products
Even if your business seems “normal,” it may still get flagged when transaction volume spikes or if your model resembles higher-risk verticals.
Thorough underwriting dramatically reduces the odds of shutdowns or frozen funds. With Easy Pay Direct, you get:
- Transaction Routing
- 250+ Integrations
- Hosted Checkout Options
- A Single Point of Contact
Our process makes sure you’re approved correctly the first time, so you can focus on growth.
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Low Risk
Simple models onboard fast with great rates and hardware flexibility.
- Same-day onboarding
- Use your gear or ours
- Low-rate guarantee
Low Risk
If you operate a low risk business, you may qualify for faster onboarding and industry-low rates. Common examples include:
- Brick-and-mortar businesses
- Standard retail/eCommerce with simple products
- Professional services with predictable billing
With Easy Pay Direct, low risk businesses often enjoy:
- Same-Day Onboarding
- Use Your Own Equipment or Get New Terminals
- A Low-Rate Guarantee — or we’ll give you $500
Whether you’re just starting out or processing millions, our underwriting and bank relationships keep your merchant account secure and cost-efficient.
Get StartedOVER 500 INTEGRATIONS SO YOUR BUSINESS NEVER SKIPS A BEAT
We integrate into nearly everything… Click the button below for a comprehensive list.
USE OUR GATEWAYS
Easy Pay Direct Gateway
Patent-Pending Transaction Routing™ technology plus deep bank relationships give you reliability and control most gateways can’t touch.
Highlights include:
- 500+ shopping carts & integrations
- Hosted checkout pages
- Fraud scrubbing & fraud scoring
- Tokenization & vaulted cards
- QuickBooks integration
- Mobile payments & email invoicing
- Recurring billing & subscriptions
Authorize.net
Authorize.net isn’t as powerful as the Easy Pay Direct Gateway—but sometimes it’s the only option a cart supports. Good news: we can set up a new Authorize.net account for you that’s less expensive, and give you a dedicated point of contact to manage it for you.
Get StartedNMI Gateway
Already on NMI? Easy Pay Direct can reduce your costs, expand integrations, and give you a single dedicated point of contact to manage everything.
Get StartedWhat To Expect When You Get Started:
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