Terms of Service

1. Acceptance of Terms

By using the platform, you agree to these Terms. If you do not agree, you may not use the platform.

2. Description of Services

EPD Commerce provides commerce infrastructure including:

• Payment processing and routing
• Hosted checkout and billing tools
• AI-powered page generation and workflows
• Data synchronization and analytics

3. Eligibility

You must be at least 18 years old and capable of entering into a binding agreement.

4. User Accounts

You agree to:

• Provide accurate and complete information
• Maintain security of your account
• Accept responsibility for all activity under your account

5. Payments, Fees, and Billing

• You are responsible for all processing and platform fees
• Fees may vary based on services used
• We reserve the right to modify fees with notice

6. Merchant Responsibilities

You are solely responsible for:

• Your products, services, and representations
• Compliance with laws and card network rules
• Handling refunds, disputes, and customer support

7. Acceptable Use

You may not:

• Engage in illegal or fraudulent activity
• Violate card network or banking rules
• Misrepresent products or services
• Attempt to bypass platform safeguards

8. AI Features

• The platform uses AI to generate outputs
• Outputs may not be accurate or complete
• You are responsible for reviewing all AI-generated content

9. Third-Party Services

We integrate with third-party providers. We are not responsible for their performance, availability, or actions.

10. Intellectual Property

• The platform and its content are owned by EPD Commerce
• You retain ownership of your data and content
• You grant us a license to use your data to operate the platform

11. Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for indirect or consequential damages
• We are not responsible for lost revenue, data, or business interruption
• We are not responsible for payment processor, bank, or network decisions

12. Indemnification

You agree to indemnify and hold harmless Easy Pay Direct / EPD Commerce from claims arising from:

• Your use of the platform
• Your business operations
• Violations of these Terms

13. Termination

We may suspend or terminate your access at any time for violations, risk, or operational reasons.

14. Governing Law

These Terms are governed by the laws of the United States.

15. Dispute Resolution

Disputes may be resolved through binding arbitration, where permitted.

16. Changes to Terms

We may update these Terms periodically. Continued use constitutes acceptance.

17. Contact

[email protected]